This Week @ Founders Federal Credit Union

Short, timely articles based on a real-world weekly theme.

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When Your Income Varies

Whether you work in the new "gig" economy or have a job with "on call" hours, learn how to make the most of your variable income.

Income Volatility - A Lifestyle Choice or a Trap

An introduction to the steps you can take to mitigate the effects of a variable income.


Jobs That Come With Variable Income

Here we take a closer look at some of the jobs most commonly affected by this inexorable trend toward part-time and contract work.


How to Smooth Income Variation With Savings

By using a combination of savvy savings strategies and sound budgeting principles, independent and part-time workers can minimize the negative effects of an unpredictable income.


The Financial Life of a Freelancer

Freelancers don't know how much work is coming; they don't know precisely when they'll be paid; and they must take responsibility for insurance, taxes and retirement.


The Financial Life of an Hourly Retail Worker

On call scheduling and similar practices often make it next to impossible for hourly retail workers to enjoy financial stability. You'll need to know your rights to advocate for yourself.


A Guide to Protecting Your Health and Future

A look at health insurance and retirement plans for workers who can't rely on employer-based options.

New topics are posted every Sunday.
Miss last week? Scroll down to catch up.

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Last Week @ Founders Federal Credit Union

Escaping the Debt Trap

By taking a careful look at the information and guidance provided this week, you'll be in the best possible position to avoid getting snared.

How Debt Happens

Introduction to Escaping the Debt Trap.

Why Credit Cards Can Mire You in Debt

Advice for minimizing the odds of credit card debt trap happening to you -- and tips on how to keep your credit score healthy.

What to Do When You're Underwater on a Mortgage

Being underwater on a mortgage comes with some serious risks and limitations. Most people can escape this trap by avoiding new debts while continuing to make monthly payments.

Student Loans Can Ensnare You in a Debt Trap

How to avoid or escape the debt trap of student loans.

Is Bankruptcy a Solution to Debt Trap Trouble?

If done properly, bankruptcy protection can go a long way toward rehabilitating your credit score -- and improving your overall financial health.

High-Interest Loans and Other Alternative Services

By considering the options outlined here, borrowers can eventually move on from subprime lending, improving their long-term financial prospects in the process.